Across the country, Bank On coalitions are connecting consumers to Bank On Approved Accounts.



Branches with certified accounts


5 or more Accounts
3-4 Accounts
1-2 Accounts
0 Accounts


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Certified Accounts

The CFE Fund’s Bank On National Account Standards (2017- 2018) provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features. Accounts certified as meeting Bank On National Account Standards are listed below; they are available at all branches of these financial institutions.

  • Bank of America Safe Balance Banking Account
  • Carrollton Bank Basic Banking Account
  • Chase Liquid
  • CIBC Bank USA EasyPath Access Account
  • Citi Access Account
  • Citizens Bank Spark Banking Account
  • Dart Bank Bank On Checking Account
  • Diamond Lakes Federal Credit Union Breakfree Checking Account
  • Dollar Bank No Overdraft Checking Account
  • First Commonwealth Bank SmartPay Card
  • First National Bank Access Debit Account
  • First Security Bank First Steps Checking Account
  • Flagstar Bank SimplyOne Account
  • Florida Community Bank Budget Checking Account
  • Iberia Bank Ability Banking Account
  • Independent Bank IntroChecking Account
  • KeyBank Hassle-Free Account
  • Old National Bank EZ Access Checking Account
  • Self Help Federal Credit Union Access Checking Account
  • Southern Bancorp Opportunity Card
  • Spring Bank Green Checking Account
  • S&T Bank Easy Banking Account
  • The First, A National Banking Association First AID Checking  Account
  • U.S. Bank Safe Debit Account
  • Wells Fargo EasyPay Card

Account Validation

The CFE Fund invites financial institutions with products they believe meet Bank On National Account Standards (2017 – 2018) to apply at no cost for verification and certification, and also invites local Bank On coalitions to connect financial institutions with whom they are considering partnering in their communities to do the same.

Once verified as meeting Bank On Standards by the CFE Fund’s third party evaluator, the National Consumer Law Center (NCLC)*, financial institutions will receive a Bank On certification seal of approval for marketing and outreach purposes; national recognition highlighting the safety, affordability, and functionality of the account; and opportunities to partner with local Bank On coalitions and other national Bank On stakeholders.

Please contact us with any questions, and read Frequently Asked Questions about the validation and certification process here.

*NCLC does not set or interpret the National Account Standards, for which CFE takes sole responsibility.