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BCU Go Checking
Cadence Bank BudgetSmart Checking
Discover Bank® Cashback Debit Checking Account
Extraco Banks BankOn Checking Account
Falcon International Bank EZ Checking
First Bank & Trust, a division of HTLF Bank Check Free Banking
First-Citizens Bank and Trust Sure Advantage
First Financial Bank, N.A. First Access Checking Account
First Horizon Bank Access Checking Account
First Mid Bank & Trust Blue Sky Account
First National Bank Texas eAccount
Hanmi Bank Choice Checking
Independent Bank IntroChecking Account
Investar Bank Brilliant Checking
Moody National Bank Moody MyFreedom Account
PlainsCapital Bank Basic Access
Premier America Credit Union Smart Spending
River City Federal Credit Union Fresh Start Checking Account
Simmons Bank Affordable Advantage Checking Account
Sunflower Bank Achievement Checking
The First State Bank Bank On Checking
Trustmark Advantage Checking
United Texas Bank Texas Express Checking Account
Veritex Community Bank VeriSmart
Wells Fargo Clear Access Banking
Woodforest National Bank WBank Account
Alliant Credit Union High-Rate Checking
Alliant Credit Union Teen Checking
American United Federal Credit Union Empowered Checking
Bank of America SafeBalance Banking
BCU Go Checking
Discover Bank® Cashback Debit Checking Account
Granite Credit Union Simple Spend Account
Alliant Credit Union High-Rate Checking
Alliant Credit Union Teen Checking
American National Bank & Trust Company Clear Checking
American Bank of Oklahoma American Discovery Checking
Armed Forces Bank Safe Spending Account
Atlantic Union Bank PRISM Checking
Bank of America SafeBalance Banking
Bank of Botetourt BankOn Everyday Checking
Capital One 360 Checking Account
Chesapeake Bank Pathway Checking
Citizens EverValue Checking Account
City National Bank Checkless Checking
Discover Bank® Cashback Debit Checking Account
Dollar Bank No Overdraft Checking Account
First-Citizens Bank and Trust Sure Advantage
First Community Bank Community Connect
First National Bank eStyle Account
Forbright Bank Bright Checking
Hanmi Bank Choice Checking
Impressia Bank Stress Less Checking
John Marshall Bank Freedom Account
Movement Bank Anywhere Checking
M&T Bank MyWay Banking Checking Account
Oak View National Bank Opportunity Checking
Ridge View Bank Stress Less Account
Sandy Spring Bank Direct Banking
Self-Help Credit Union Personal Checking
United Bank Essential Checking
Wells Fargo Clear Access Banking
Woodforest National Bank WBank Account
1st Security Bank of Washington 1st Step Checking
Alliant Credit Union High-Rate Checking
Alliant Credit Union Teen Checking
America's Credit Union Community Checking
Armed Forces Bank Safe Spending Account
Bank of America SafeBalance Banking
Banner Bank Banner's Digital Account
Capital One 360 Checking Account
CIBC Bank USA EasyPath Access Account
Coastal Community Bank Access Checking
Community Bank Simply Checking
Discover Bank® Cashback Debit Checking Account
First-Citizens Bank and Trust Sure Advantage
First Interstate Bank Simple Banking
HomeStreet Bank Bank On Checking
Pacific Premier Bank Fresh Start
Peninsula Credit Union Vista Renew Checking Account
Self-Help Federal Credit Union Access Checking
Sound Community Bank Navigator Checking
Umpqua Bank Foundation Checking
Alliant Credit Union High-Rate Checking
Alliant Credit Union Teen Checking
American Bank of Oklahoma American Discovery Checking
City National Bank Checkless Checking
Discover Bank® Cashback Debit Checking Account
Fifth Third Bank Express Account
First-Citizens Bank and Trust Sure Advantage
First Community Bank Community Connect
First National Bank eStyle Account
First United Bank & Trust My Money Works Checking
M&T Bank MyWay Banking Checking Account
United Bank Essential Checking
Woodforest National Bank WBank Account
Alliant Credit Union High-Rate Checking
Alliant Credit Union Teen Checking
Bank Five Nine Achieve Checking Account
BCU Go Checking
Bristol Morgan Bank Essential Checking
Byline Bank Opportunity Checking
CIBC Bank USA EasyPath Access Account
Citizens Community Federal Beyond Spend
Discover Bank® Cashback Debit Checking Account
First-Citizens Bank and Trust Sure Advantage
First Federal Bank of Wisconsin Fresh Start Checking Account
First Mid Bank & Trust Blue Sky Account
Flagstar Bank Flagstar One Account
Johnson Financial Group Digital Checking
MidWestOne Bank Freedom Checking
Mitchell Bank Safe Debit Checking Account
North Shore Bank Balance Checking
Old National Bank EZ Access Checking Account
Peoples State Bank Peoples Balance Banking
Prime Financial Credit Union Simply Checking
Self-Help Federal Credit Union Access Checking
Shoreline Credit Union Worry-Free Hometown Checking Account
Summit Credit Union Balance Account
WaterStone Bank Stepping Stone Checking
Wells Fargo Clear Access Banking
Wintrust Community Banks Money Smart Checking
Wisconsin Bank & Trust, a division of HTLF Bank Check Free Banking
The CFE Fund’s Bank On National Account Standards (2025 – 2026) provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features. Accounts certified as meeting the Bank On National Account Standards are listed below and available at all branches of these financial institutions.